This Chocolate Banana Pudding Fluff is a creamy, dreamy, and chocolatey no-bake dessert that’s packed with layers of rich chocolate pudding, sweet bananas, and fluffy whipped topping. It’s like a banana pudding meets chocolate mousse—perfect for potlucks, parties, or an easy family dessert!
Why You’ll Love This Recipe
- No-bake & super easy – Ready in 10 minutes!
- Rich & creamy – A smooth chocolate banana flavor with a fluffy texture.
- Perfect for any occasion – Great for dessert cups, trifle dishes, or as a dip.
- Customizable – Add cookies, nuts, or extra chocolate!
- Make-ahead friendly – Stays delicious for up to 3 days.
Ingredients
(Tip: You’ll find the full list of ingredients and measurements in the recipe card below.)
- Instant chocolate pudding mix
- Milk (for pudding)
- Cool Whip (whipped topping)
- Bananas, sliced
- Mini marshmallows (optional, for extra fluff)
- Crushed vanilla wafers or graham crackers
- Chocolate chips or shavings
Optional Add-Ins:
- Peanut butter (for a Reese’s-style twist)
- Chopped pecans or walnuts
- Caramel drizzle
- Mini Oreos or crushed cookies
Directions
Step 1: Prepare the Chocolate Pudding
- In a large bowl, whisk together chocolate pudding mix and milk until smooth.
- Let sit for 5 minutes to thicken.
Step 2: Fold in the Whipped Topping
- Gently fold in Cool Whip until fully combined and fluffy.
Step 3: Add the Mix-Ins
- Stir in sliced bananas, mini marshmallows, and crushed cookies.
- Mix gently to keep the bananas from breaking apart.
Step 4: Chill & Serve
- Refrigerate for at least 30 minutes to allow flavors to blend.
- Garnish with chocolate shavings, extra cookies, or a caramel drizzle.
- Serve chilled and enjoy!
Servings and Timing
- Servings: 6-8
- Prep Time: 10 minutes
- Chill Time: 30 minutes (optional)
- Total Time: 10-40 minutes
Variations
- Nutella Banana Fluff – Mix in a spoonful of Nutella for extra richness.
- Peanut Butter Chocolate Banana Fluff – Swirl in melted peanut butter.
- S’mores Fluff – Add marshmallows, crushed graham crackers, and chocolate chips.
- Healthier Version – Use sugar-free pudding and Greek yogurt instead of Cool Whip.
Storage
- Refrigeration: Store in an airtight container for up to 3 days.
- Freezing: Not recommended, as the texture may change.
FAQs
Can I use homemade whipped cream instead of Cool Whip?
Yes! Whip 1 cup heavy cream with 2 tbsp powdered sugar until stiff peaks form.
Can I make this ahead of time?
Yes! It’s best when made a few hours ahead to let the flavors blend.
What’s the best way to serve this fluff?
Try it in dessert cups, as a dip, or layered in a trifle dish.
How do I keep bananas from browning?
Toss them in a little lemon juice before mixing in.
Can I make this fluff thicker?
Use less milk in the pudding or add extra Cool Whip.
Can I add different cookies?
Yes! Try Oreos, Nilla wafers, or shortbread cookies.
How do I make it extra chocolatey?
Add extra cocoa powder or chocolate syrup.
Can I add caramel?
Yes! Drizzle caramel sauce on top before serving.
Is this dessert kid-friendly?
Absolutely! Sweet, chocolatey, and fun to eat.
How do I make it nut-free?
Skip any nut toppings or peanut butter and use allergy-friendly mix-ins.
Conclusion
This Chocolate Banana Pudding Fluff is a sweet, creamy, and chocolate-filled dessert that’s perfect for any occasion! Whether you serve it in cups, as a dip, or layered in a trifle, it’s an easy, crowd-pleasing treat. Try it today and enjoy a deliciously fluffy dessert!
PrintChocolate Banana Pudding Fluff
This Chocolate Banana Pudding Fluff is a creamy, dreamy, no-bake dessert that’s rich, chocolatey, and loaded with banana flavor! Made with whipped topping, chocolate pudding, fresh bananas, and cookies, this easy fluff salad is perfect for potlucks, parties, or a simple sweet treat!
- Prep Time: 10 minutes
- Cook Time: 1 hour
- Total Time: 1 hour 10 minutes
- Yield: 6-8 1x
- Category: Dessert, No-Bake
- Method: No-Cook
- Cuisine: American, Comfort Food
Ingredients
- 1 (3.4 oz) box instant chocolate pudding mix
- 1 cup cold milk (for the pudding mix)
- 1 (8 oz) package cream cheese, softened
- ½ cup powdered sugar (for sweetness, optional)
- 1 tsp vanilla extract
- 1 (8 oz) container Cool Whip (or homemade whipped cream)
- 2 ripe bananas, sliced (plus extra for garnish!)
- 1 cup crushed vanilla wafers or graham crackers (for texture!)
- ½ cup mini chocolate chips or crushed chocolate cookies (for extra chocolate goodness!)
For Garnish:
- Extra banana slices
- Chocolate shavings or cocoa powder dusting
- Whipped cream dollops
Instructions
Step 1: Prepare the Pudding Base
- In a large bowl, whisk together chocolate pudding mix and cold milk until thickened (about 2 minutes).
Step 2: Make the Fluff Mixture
- In another large bowl, beat cream cheese until smooth.
- Add powdered sugar and vanilla extract, mixing until well combined.
- Gently fold in Cool Whip, followed by the prepared chocolate pudding.
Step 3: Add the Mix-Ins
- Gently fold in sliced bananas, crushed vanilla wafers, and mini chocolate chips.
Step 4: Chill & Serve
- Cover and refrigerate for at least 1 hour to let the flavors meld.
- Before serving, top with extra banana slices, chocolate shavings, or whipped cream.
Serving Suggestions
- As a Parfait: Layer with extra cookie crumbs in glasses for a fancy presentation.
- With Extra Crunch: Add crushed Oreos or chocolate chips right before serving.
- As a Pie Filling: Spoon into a graham cracker crust for a quick no-bake pie!
Notes
- Want it fluffier? Add more Cool Whip or mini marshmallows.
- Make it healthier? Use Greek yogurt instead of cream cheese.
- Love peanut butter? Stir in ½ cup peanut butter for a chocolate-banana-peanut butter combo!