Triple Chocolate Banana Bread

Triple Chocolate Banana Bread is a rich, moist loaf that combines the comforting flavor of ripe bananas with an indulgent trio of chocolates: cocoa powder, chocolate chips, and melted chocolate. This recipe turns ordinary banana bread into a decadent treat that’s perfect for breakfast, dessert, or a midday snack.

Why You’ll Love This Recipe

This banana bread is ultra-moist, deeply chocolaty, and incredibly easy to make. It’s a delicious way to use up overripe bananas and satisfies chocolate cravings in every bite. With its tender crumb, bold chocolate flavor, and pops of melted chips, this loaf feels like a bakery-style indulgence made in your own kitchen. Plus, it’s freezer-friendly and great for sharing.

ingredients

(Tip: You’ll find the full list of ingredients and measurements in the recipe card below.)

• Overripe bananas
• Granulated sugar
• Brown sugar
• Eggs
• Melted butter or oil
• Vanilla extract
• All-purpose flour
• Unsweetened cocoa powder
• Baking soda
• Salt
• Semi-sweet chocolate chips
• Milk chocolate chips
• Dark chocolate chunks or chopped chocolate

directions

1. Preheat the oven to 350°F (175°C) and grease or line a loaf pan with parchment paper.
2. In a large bowl, mash the bananas until smooth.
3. Stir in granulated sugar, brown sugar, eggs, melted butter (or oil), and vanilla extract. Mix until well combined.
4. In a separate bowl, whisk together flour, cocoa powder, baking soda, and salt.
5. Add the dry ingredients to the banana mixture and stir just until combined—do not overmix.
6. Fold in the chocolate chips and chopped chocolate.
7. Pour the batter into the prepared loaf pan and smooth the top.
8. Sprinkle extra chocolate chips on top, if desired.
9. Bake for 55–65 minutes, or until a toothpick inserted in the center comes out with moist crumbs (not wet batter).
10. Cool in the pan for 10 minutes, then transfer to a wire rack to cool completely.

Servings and timing

Servings: 10–12 slices
Prep Time: 10 minutes
Cook Time: 60 minutes
Total Time: 1 hour 10 minutes

Variations

• Add chopped walnuts or pecans for a nutty crunch.
• Use white chocolate chips in place of one type of chocolate for a fun contrast.
• Substitute Greek yogurt for part of the butter/oil for a lighter version.
• Add a swirl of peanut butter or Nutella to the batter for extra richness.
• Make muffins instead of a loaf—bake at 350°F for 18–22 minutes.

storage/reheating

Store the cooled banana bread in an airtight container at room temperature for up to 3 days or refrigerate for up to 1 week.
To freeze, wrap slices or the whole loaf in plastic wrap and foil, then freeze for up to 3 months. Thaw at room temperature.
Reheat slices in the microwave for about 15–20 seconds for a warm, gooey treat.

FAQs

Can I use frozen bananas?

Yes, thaw and drain excess liquid before using in the recipe.

What type of cocoa powder works best?

Unsweetened natural cocoa powder is ideal. You can also use Dutch-processed for a deeper flavor.

Can I make this banana bread dairy-free?

Yes, use plant-based butter or oil and dairy-free chocolate chips.

Why is my banana bread dry?

Overbaking or too much flour can cause dryness. Measure flour correctly and check for doneness early.

Can I reduce the sugar?

Yes, reduce both sugars slightly, but keep enough to balance the bitterness of the cocoa.

Is this recipe suitable for muffins?

Absolutely. Divide into a muffin tin and bake for 18–22 minutes at 350°F.

What can I use instead of eggs?

Try 2 tablespoons of ground flaxseed mixed with 6 tablespoons of water as an egg substitute.

How do I know when it’s done?

A toothpick inserted into the center should come out with a few moist crumbs, not wet batter.

Can I add espresso powder?

Yes, a teaspoon of espresso powder enhances the chocolate flavor without making it taste like coffee.

Can I skip some of the chocolate types?

Yes, use any combination of chocolate you like or have on hand.

Conclusion

Triple Chocolate Banana Bread is the ultimate fusion of comfort and indulgence. It’s easy to make, deeply flavorful, and guaranteed to please chocolate lovers. Whether you’re using up overripe bananas or baking for a special occasion, this decadent loaf delivers rich, chocolatey satisfaction in every bite.

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