Cream Cheese Filled Pumpkin Bread

Cream Cheese Filled Pumpkin Bread is a moist, spiced pumpkin loaf with a rich and creamy cheesecake-style filling. This delicious fall-inspired treat is perfect for breakfast, dessert, or a cozy afternoon snack. The combination of warm pumpkin spices and smooth cream cheese makes every bite irresistible!

Why You’ll Love This Recipe

  • Moist and flavorful – The perfect blend of pumpkin, cinnamon, and nutmeg.
  • Creamy surprise inside – A luscious cream cheese filling in every slice.
  • Great for holidays – Perfect for Thanksgiving, Halloween, or cozy fall mornings.
  • Easy to make – Simple ingredients and minimal prep time.

Ingredients

(Tip: You’ll find the full list of ingredients and measurements in the recipe card below.)

For the Pumpkin Bread:

  • All-purpose flour
  • Baking soda
  • Baking powder
  • Pumpkin puree
  • Granulated sugar
  • Brown sugar
  • Vegetable oil
  • Eggs
  • Vanilla extract
  • Pumpkin pie spice
  • Cinnamon
  • Salt

For the Cream Cheese Filling:

  • Cream cheese (softened)
  • Granulated sugar
  • Egg
  • Vanilla extract

Directions

  1. Preheat oven – Set to 350°F (175°C) and grease a 9×5-inch loaf pan.
  2. Make the cream cheese filling – Beat cream cheese, sugar, egg, and vanilla until smooth. Set aside.
  3. Prepare the pumpkin batter – In one bowl, whisk together flour, baking soda, baking powder, pumpkin spice, cinnamon, and salt. In another bowl, mix pumpkin puree, sugar, oil, eggs, and vanilla. Combine wet and dry ingredients until just mixed.
  4. Assemble the loaf – Pour half of the pumpkin batter into the loaf pan. Spread the cream cheese mixture evenly over it, then top with the remaining pumpkin batter.
  5. Bake – Bake for 50-60 minutes or until a toothpick inserted in the center comes out clean.
  6. Cool and serve – Let the bread cool in the pan for 10 minutes, then transfer to a wire rack to cool completely before slicing.

Servings and Timing

  • Servings: 8-10 slices
  • Prep Time: 15 minutes
  • Cook Time: 50-60 minutes
  • Total Time: 1 hour 15 minutes

Variations

  • Nutty version – Add chopped pecans or walnuts to the batter for extra crunch.
  • Chocolate swirl – Mix in chocolate chips or drizzle with melted chocolate.
  • Maple glaze – Drizzle with a simple maple glaze for added sweetness.
  • Gluten-free option – Use a 1:1 gluten-free flour blend.

Storage and Reheating

  • Room Temperature: Store in an airtight container for up to 2 days.
  • Refrigerate: Keeps well in the fridge for up to 5 days.
  • Freeze: Wrap in plastic and freeze for up to 3 months.
  • Reheat: Warm slices in the microwave for 10-15 seconds before serving.

FAQs

Can I use homemade pumpkin puree?

Yes! Just be sure to drain excess moisture for the best texture.

Why did my cream cheese filling sink?

Make sure the batter is thick and spread the filling evenly to prevent sinking.

Can I make muffins instead?

Yes! Adjust the baking time to about 18-22 minutes for muffins.

Can I reduce the sugar?

Yes! Reduce by ¼ cup without affecting texture too much.

What’s the best way to ensure the bread is fully baked?

Use a toothpick to test the center—it should come out with a few moist crumbs, not wet batter.

Can I make this ahead of time?

Yes! It actually tastes better the next day as the flavors meld.

What’s the best substitute for vegetable oil?

You can use melted butter, coconut oil, or applesauce for a healthier alternative.

Can I add a streusel topping?

Absolutely! A brown sugar-cinnamon crumble would be delicious on top.

How do I make this dairy-free?

Use dairy-free cream cheese and a milk substitute like almond milk.

What pairs well with this pumpkin bread?

Enjoy with coffee, tea, or a warm apple cider for the ultimate fall treat.

Conclusion

Cream Cheese Filled Pumpkin Bread is the perfect combination of warm fall flavors and creamy richness. Whether you enjoy it as a breakfast treat or dessert, this moist, flavorful loaf is sure to be a favorite. Try it today and savor the taste of autumn!

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Cream Cheese Filled Pumpkin Bread

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Cream Cheese Filled Pumpkin Bread is a moist, spiced pumpkin loaf with a rich and creamy cheesecake-style filling. This delicious fall-inspired treat is perfect for breakfast, dessert, or a cozy afternoon snack. The combination of warm pumpkin spices and smooth cream cheese makes every bite irresistible!

  • Author: Beth
  • Prep Time: 15 minutes
  • Cook Time: 1 hour
  • Total Time: 1 hour 15 minutes
  • Yield: 1 loaf 1x
  • Category: Dessert, Breakfast
  • Method: Baking
  • Cuisine: American

Ingredients

Scale

For the Pumpkin Bread:

  • 1 ¾ cups all-purpose flour
  • 1 tsp baking soda
  • 1/2 tsp baking powder
  • 1/2 tsp salt
  • 1 ½ tsp cinnamon
  • 1/2 tsp nutmeg
  • 1/2 tsp ginger
  • 1/4 tsp cloves
  • 1 cup canned pumpkin puree (not pumpkin pie filling)
  • 3/4 cup granulated sugar
  • 1/2 cup brown sugar
  • 1/2 cup vegetable oil (or melted butter)
  • 2 large eggs
  • 1/4 cup milk
  • 1 tsp vanilla extract

For the Cream Cheese Filling:

  • 8 oz cream cheese, softened
  • 1/4 cup granulated sugar
  • 1 large egg
  • 1 tsp vanilla extract
  • 2 tbsp all-purpose flour

Instructions

1. Preheat & Prepare Pan:

  • Preheat oven to 350°F (175°C).
  • Grease and line a 9×5-inch loaf pan with parchment paper.

2. Make the Pumpkin Bread Batter:

  • In a large bowl, whisk together flour, baking soda, baking powder, salt, cinnamon, nutmeg, ginger, and cloves.
  • In another bowl, whisk together pumpkin puree, sugar, brown sugar, oil, eggs, milk, and vanilla until smooth.
  • Gradually mix dry ingredients into the wet ingredients until just combined (do not overmix).

3. Make the Cream Cheese Filling:

  • In a medium bowl, beat cream cheese, sugar, egg, vanilla, and flour until smooth.

4. Assemble the Bread:

  • Pour half of the pumpkin batter into the loaf pan.
  • Spread the cream cheese mixture evenly on top.
  • Pour the remaining pumpkin batter over the cream cheese layer.

5. Bake:

  • Bake for 50-60 minutes, or until a toothpick inserted into the center comes out clean.
  • Let cool for 15 minutes, then transfer to a wire rack to cool completely.

6. Slice & Enjoy!

  • Slice and serve at room temperature or slightly warmed.


Notes

✔ Extra Moist Tip: Use applesauce instead of half the oil for a lighter version.
✔ Storage: Store in an airtight container in the fridge for up to 5 days or freeze for up to 3 months.
✔ Topping Idea: Add a streusel crumble on top for extra crunch!

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